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Full list of acceptable identification. Yes. These may change or we may introduce new ones in the future. 0000072403 00000 n
Add an account. Here are some questions and pointers to consider.First things first. 0000005670 00000 n
You’ll also need to decide whether you keep your own personal account as well as opening a joint account. 0000002304 00000 n
Agree on spending and withdrawal limits as well as on any savings goals you both want to achieve.If the account is for paying bills, know upfront who will be responsible for ensuring they get paid (setting up automatic payments could also be a good way to make sure your bills get paid on time).One of the advantages of having a joint account (particularly a savings account) is your combined savings could help you reach goals sooner. Find out more about a Westpac Choice Joint Account 0000020985 00000 n
Westpac Choice Joint Account is a joint everyday bank account that’s packed full of features including Debit Mastercard access that you can open together online. 0000013814 00000 n
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Some people open up one joint everyday account for paying bills as well as another joint savings account for longer term savings.You may decide both of you will deposit the same amount into the account; on the other hand if you earn different amounts you may decide to put in amounts that are representative of this. 0000019726 00000 n
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Westpac One makes online banking easier, faster and smarter than ever. Electronic Transaction Account is a simple to use everyday bank account packed full of features to help you bank with ease.The flexibility to pay for each transaction instead of paying a flat monthly fee.A flexible account offering cheque, online and card access.A savings account that rewards you for not making any withdrawals.To earn interest on your savings while having access to your funds.To earn a guaranteed rate of return on your funds over a fixed period.This information does not take your circumstances into account. Conditions and fees apply.Westpac Banking Corporation ABN 33 007 457 141, incorporated in NSW Australia.
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We use cookies to secure and tailor your web use. 0000001774 00000 n
This information does not take into account your … 0000017915 00000 n
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If you want an account where both of you will need to agree, you’ll likely need to set this up.When combining finances some people choose to keep their financial independence by still maintaining your own accounts.
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Just log into Westpac One and click on 'Open/Apply' in the right hand menu. What happens if one of you wants to make an impulse withdrawal from a savings account when you have an agreed goal in mind?Having ground rules upfront could help deal with any issues later on.
Some savings accounts such as a It’s a good idea also to regularly check in with how your joint finances are going.
After 3 months, the ANZ Online Saver standard variable rate, applicable at that time, will apply. Having clear goals to start off with – both long and short term – is a great way to work towards building your financial wealth; chances are it’ll also be good for your relationship.Have a conversation about what you want to achieve, both in the short term (perhaps a holiday) and in the long term (maybe a deposit on a house). The liability of its members is limited. T&Cs apply Both applicants must be over the age of 12 to open a joint account online. 0000020908 00000 n
It gives someone else access to your funds. 0000006354 00000 n
This information does not take your personal objectives, circumstances or needs into account.
... (perhaps a holiday) and in the long term (maybe a deposit on a house). 0000073072 00000 n
Fees and charges apply and may change.Conditions, fees and charges apply. 0000009645 00000 n
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Whatever the case is, keeping the lines of communication can go a long way to ensuring the successful management of your joint account.This information does not take into account your personal circumstances and is general in nature. Lending criteria apply to approval of credit products. trailer
< There are no set rules, but it’s important you choose a method that works best for both of you.Joint accounts can be set with two different access levels:Generally speaking, most joint accounts will automatically allow both account holders to get money out of the account without needing permission from the other person.
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Our Our mobile banking app was rated among the best in the world in 2017Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. The liability of its members is limited. 0000018959 00000 n
You can open a Westpac Everyday, Westpac Bonus Saver or Simple Saver Account if you're an existing customer with Westpac One online banking. 0000017893 00000 n
Full details are available on request. 0000006854 00000 n
5.
What are you opening the account for? If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Promotional Fixed Bonus Rate of 1.05% p.a.
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